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Chapter 7 Bankruptcy

Newburyport Chapter 7 Bankruptcy Lawyer

At the Law Office of Mark L. Janos, P.C., we help individuals and businesses file for debt relief under Chapter 7 of the U.S. Bankruptcy Code. We also provide advice and experienced representation to individuals and businesses that want to protect and assert their rights as creditors during the bankruptcy process.

Wherever your concerns lie, our experience and the quality services we provide will work to accomplish your goals.

Chapter 7 bankruptcy matters our firm handles include:

  • Automatic stays and motions for relief from the automatic stay
  • Creditor notifications
  • Exemption planning
  • Homestead issues
  • Foreclosures
  • Tax liens
  • Wage garnishments
  • Dischargeability litigation
  • Preference litigation

Who Qualifies for Chapter 7 Bankruptcy?

Chapter 7 bankruptcy, also known as "fresh start" bankruptcy, allows a debtor to discharge certain debts and start anew. It is generally available to individuals who meet the federal government's "Chapter 7 means test." Usually, the debtor's current monthly income must be less than the state median. If it is not, the debtor may consider filing for Chapter 13 bankruptcy (for individuals) or Chapter 11 bankruptcy (for businesses).

When Should You Talk to a Lawyer?

If you are considering filing for Chapter 7 bankruptcy as an individual or business owner, talking to an attorney before filing the petition can help you make the most of available exemptions, protect assets (such as your home), and ensure that the fresh start you receive is the best it can be.

If you are a creditor looking for collections assistance in this area, or you have been notified that a debtor has filed for bankruptcy, the sooner you have an experienced firm looking out for your interests, the better the chances for a favorable result. Our Chapter 7 bankruptcy lawyers provide the advice and quality services needed to accomplish that goal.

Contemporary Law Firm With Traditional Values

Our lawyers handle Chapter 7 bankruptcy matters for debtors and creditors in Essex County, Massachusetts, and Rockingham County, New Hampshire.

To schedule an initial consultation with a Chapter 7 bankruptcy attorney, call (978) 465-2043 for our Newburyport law offices or (603) 964-7799 if calling from New Hampshire.

You can also contact a Salisbury creditor harassment attorney online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

A Contemporary Law Firm with Traditional Values
Office Location

Law Office of Mark L. Janos, P.C.
6 Harris Street
Newburyport, MA 01950
Map/Directions

In Massachusetts, call 978-225-0043
In New Hampshire, call 603-239-3148

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